Consumer Protections
Medical Billing Protections in Michigan
In addition to federal protections like the No Surprises Act, Michigan has its own consumer protection laws that may apply to your medical billing dispute. Here is an overview of the protections available to you.
Key Facts: Michigan Medical Billing Protections
Dispute Window
180 days from Explanation of Benefits (EOB)
Applicable Statute
Consumer Protections
Consumers may file complaints with DIFS; surprise billing protections for auto-related medical care
Surprise Billing Protection
Federal No Surprises Act applies
Balance Billing Restrictions
Federal protections only
Key Consumer Protections in Michigan
- The federal No Surprises Act protects patients from surprise out-of-network bills for emergency services.
- Michigan does not have a comprehensive state-level surprise billing law for general healthcare; federal protections apply.
- Michigan's auto no-fault reform (2019) affects medical billing for auto-related injuries.
- Patients have the right to request an itemized bill from any healthcare provider.
- Consumers can file complaints with the Michigan Department of Insurance and Financial Services (DIFS).
Read the full statute: Mich. Comp. Laws § 500.3476
Disclaimer: This information is for general informational purposes only and does not constitute legal or professional advice. Laws and regulations may change. Consult a licensed attorney or certified medical billing advocate for advice specific to your situation.